Bob Mills Mitsubishi · SPECIAL FINANCING
Imperfect Credit Car Loans in Myrtle Beach, SC
Bob Mills Mitsubishi works with a network of lenders to help Grand Strand drivers get approved, even with tough credit.
Applying online takes just a few minutes.
Good, fair, rebuilding, or no credit welcome
Co-signers welcome
Hundreds of used vehicles inspected by certified mechanics
Proudly serving Myrtle Beach, Conway, North Myrtle Beach, Socastee, Surfside Beach, and Georgetown
A few credit setbacks shouldn't keep you from the car, truck, or SUV you need.
Life happens. A missed payment, a medical bill, or a tough stretch at work can lower your credit score, but it doesn't have to stop you from getting behind the wheel. At Bob Mills Mitsubishi, our finance team has helped drivers across Myrtle Beach and the Grand Strand get approved for car loans when other dealerships said no.
We look beyond your credit score. Your income, job history, down payment, and trade-in all matter, and our team works with multiple lenders to find a loan that fits your situation and your budget. Co-signers are welcome, and active-duty military, veterans, and their families can take advantage of our military pricing.
As Myrtle Beach's Used Car Superstore, we keep hundreds of pre-owned vehicles in stock, from cars under $20K to used trucks and family SUVs, plus a full lineup of new Mitsubishi models. Every used vehicle is inspected by certified mechanics, so you can drive away with confidence.
Ready to see where you stand? Get approved online or estimate your monthly payment to get started.
How Financing Works (4 steps)
1. Apply online in minutes.
Fill out our secure finance application from home, work, or your phone.
2. Talk with our finance team.
A Bob Mills finance specialist reviews your information and answers your questions, with no pressure.
3. Get matched with a lender.
We work with lenders who specialize in all credit situations to find a rate and term that fit your budget.
4. Pick your vehicle and drive.
Shop new and used inventory, finalize your paperwork, and hit the road.
From our amazing customers.
10/26/2026
10/23/2026
10/14/2026
10/13/2026
10/12/2026
10/12/2026
Who Qualifies & What to Bring
Who We Help
- Late or missed payments
- High credit card balances
- Medical bills or collections
- First-time buyers or thin credit history
- Self-employed or 1099 income
What to Bring
- Valid driver's license or state ID
- Recent proof of income (pay stubs, bank statements, or tax returns)
- Proof of residence (utility bill or lease)
- Personal references
- Down payment or trade-in vehicle
- Proof of insurance (we can help you arrange coverage)
FAQs
How much money do I need down?
It varies by lender, vehicle, and individual circumstances
Can you help if another dealer declined me?
Your team can review options; approval is not guaranteed
Can I buy a car if I have bad credit?
You may have financing options even with credit challenges. Approval depends on factors such as your credit history, income, existing obligations, the vehicle, and lender requirements. Let’s start with where you are today.
Can you help if another dealership turned me down?
A denial elsewhere doesn’t necessarily mean you’re out of options. Our team can review your situation and explore whether a different vehicle, loan amount, down payment, or lender may offer a path forward.
What if I’ve had a repossession or bankruptcy?
Those situations don’t automatically rule out financing. Timing, bankruptcy status, current income, and lender requirements matter. Tell us about your circumstances so we can explain possible next steps.
Do I need a large down payment?
Down payment requirements vary. Some customers may qualify with little or no money down, while others may need more. We can help you understand what may be required for your situation before you commit.
Can I finance a car with no credit or limited credit?
Having little credit history is different from having bad credit. Depending on lender requirements, proof of income, a down payment, or a qualified co-buyer may help you establish a financing option.
What if I’m self-employed or recently started a new job?
You may still have options. Lenders may request pay stubs, bank statements, tax documents, or other income verification. Our team can help explain which documents are needed for your application.
Can I trade in a car that I still owe money on?
Yes, we can appraise your trade and review your payoff. If you owe more than the vehicle is worth, we’ll explain how that difference affects your options, amount financed, and payment.
Will applying hurt my credit?
A financing application may involve a hard credit inquiry, which can affect your score. Ask our team what the next step involves before authorizing a credit check.
What should I bring with me?
Commonly requested items include a valid driver’s license, proof of income, proof of residence, and insurance information. Additional documents may be required depending on the lender and your circumstances.
What happens if I can’t get approved right now?
We’ll explain what we can based on the lender’s response and discuss whether another vehicle, a different down payment, a qualified co-buyer, or additional documentation could make a difference. You deserve clear answers and respectful treatment.
Ready to explore your options?
Contact Bob Mills Mitsubishi in Myrtle Beach. Tell us about your situation, and let’s discuss your next step. Contact Us Today!
You deserve a car.
Your credit doesn't have to be perfect
Let's find your next ride
Grand Strand drivers trust Bob Mills for an honest, low-pressure buying experience. With certified-mechanic inspections on every pre-owned vehicle and Bob's warranty available, you can buy with peace of mind.
Ready to get started? Get approved · Estimate your payment · Get your trade-in value
No obligation. Results same day.
All financing is subject to credit approval and lender requirements. Approval, down payment, rate, and terms vary. No approval is guaranteed.
Visit our new and used Mitsubishi dealership conveniently located in Myrtle Beach, SC, near Conway, North Myrtle Beach, Socastee, Surfside Beach, and Georgetown
Bob Mills Mitsubishi-Myrtle Beach
Street address:
431 Hospitality Lane
Myrtle Beach, SC 29579
Phone:
| Day | Sales Hours |
|---|---|
| Monday | 9:00 AM - 7:00 PM |
| Tuesday | 9:00 AM - 7:00 PM |
| Wednesday | 9:00 AM - 7:00 PM |
| Thursday | 9:00 AM - 7:00 PM |
| Friday | 9:00 AM - 7:00 PM |
| Saturday | 9:00 AM - 5:00 PM |
| Sunday | Closed |